Comparison of the SAQ A vs SAQ A-EP

The comparison of the applicability for the SAQ A and SAQ A-EP is depicted in the table below.

 

SAQ A
All Cardholder Data Functions Completely Outsourced

SAQ A-EP
Partially Outsourced E-Commerce Payment Channel

Applies to:

Card-not-present merchants (e-commerce or mail/telephone-order)* E-commerce merchants

Functions Outsourced

All payment acceptance and processing are entirely outsourced to PCI DSS validated third-party service providers All processing of cardholder data is outsourced to a PCI DSS validated third-party payment processor

Control of Cardholder Data

Merchant's e-commerce website does not receive cardholder data and has no direct control of the manner in which cardholder data is captured, processed, transmitted, or stored Merchant's e-commerce website does not receive cardholder data but controls how consumers, or their cardholder data, are redirected to a PCI DSS validated third-party payment processor

Payment pages

The entirety of all payment pages delivered to the consumer’s browser originates directly from a PCI DSS validated third-party service provider(s) All elements of payment pages that are delivered to the consumer’s browser originate from either the merchant’s website or a PCI DSS compliant service provider(s)

Third-Party Compliance

Merchant confirmed that all third party(s) handling acceptance, storage, processing, and/or transmission of cardholder data are PCI DSS compliant Merchant confirmed that all third party(s) handling storage, processing, and/or transmission of cardholder data are PCI DSS compliant

Merchant Systems

Merchant does not electronically store, process, or transmit any cardholder data on their systems or premises, but relies entirely on a third party(s) to handle all these functions

Data Retention

Merchant retains only paper reports or receipts with cardholder data, and these documents are not received electronically